Private Credit Lenders | Private Funding Solutions Worldwide

PRIVATE FUNDING, PRIVATE CAPITAL, PRIVATE MONEY, FINANCING THROUGH PRIVATE LENDERS AND PRIVATE CREDIT LENDERS

Private Funding Solutions Worldwide, Private Financing, Private Money, Private Lending, Private Credit Lenders

Commercial Funding International, LLC (CFI) is a boutique commercial mortgage brokerage and consulting firm. Our specialty is working on transactions that may require creative structuring, that is "outside the box" funding assistance in the form of commercial business financing, senior debt financing, mezzanine financing, participating debt, subordinated debt, equity capital, joint ventures, asset-based loan, high leverage financing, or hard money.

The mission of CFI is to offer a wide range of commercial financing solutions for the global market (USA-friendly countries) and thereby add value to your development, acquisition or refinance.

In addition to institutional sources, we have access to a large number of private money sources through our network of Lender/Investor underwriting groups. They underwrite debt service and real estate joint ventures, most often utilizing their in house asset base and contracted investors. Our network is a potential and resourceful source of creative financing, fast funding and high-level advisories.

Also, CFI is direct to a private placement consulting and syndication firm. They have over 115 entities in the syndicate (30%-USA, 70%-International) and the members are made up of a combination of pension funds, private banks, family trusts, high net worth individuals, hedge funds and opportunity funds. Our sources can offer solutions that are not available in the traditional lending markets:

Private placement financing provides a competitive alternative to traditional commercial lending in a tight-money market where many worthy borrowers are being denied access to funds for their project. CFI has access to sources that can provide you private funds for acquisition and development, new construction, cash outs, rehab projects, commercial business expansion and bridge funding.

Another one of our sources represents hundreds of non-traditional, non-bank Private Lenders and they specialize in arranging alternative financing for more challenging commercial transactions throughout the USA and worldwide. They arrange financing for companies that are unable to secure financing through traditional sources, particularly if funding needs are immediate.

Traditional banks receive their funds from depositors like you and me and therefore have a mandate not to take undue risks with those monies they lend out. Our source represents Private Lenders who obtain their funds, not from deposits, but rather from the sale of notes and bonds on Wall Street and through private investors. Therefore, they are able to take on more risk and provide financing for tougher transactions that do not qualify for bank financing.

PRIVATE CREDIT LENDERS:

Private credit is lending done outside the traditional banking system by funds, insurance companies, family offices and other private investors. The groups described above are private credit lenders: they lend their own capital or capital raised from investors, rather than deposits. That lets them consider transactions that banks may decline, such as larger or more complex projects, faster closings, construction and bridge loans, and deals that need creative structuring with senior debt, mezzanine financing or equity capital. Through our network, CFI connects Clients with private credit lenders for USA and International projects in USA-friendly countries.

USA AND INTERNATIONAL PRIVATE FUNDING PROJECT TYPES:

Alternative Energy development projects
Apartment Buildings
Office Buildings
Commercial
Condominiums
Construction/Developments
Raw Land
Acquisition and Development
Medical Buildings
Multi-family
Mixed-Use
Retail Centers
Hospitality
Golf Courses

LOAN SIZE: $1MM to $5 Billion; LOAN TERMS: Up to 3 years; INTEREST: 8 - 20%; LOAN TO VALUE: Up to 75% and higher in some instances; UNDERWRITING CRITERIA: the normal requirements from a collateral Lender; CREDIT: Single asset, bankruptcy remote entity; PREPAYMENT PENALTIES: typically none after 6 months of timely payments; DUE DILIGENCE FEE: it varies but our Lender or Lender/Investor underwriting group will outline it in a formal Letter of Interest; POINTS: 4 – 10; CLOSING: can range from 10 - 45 days or more; INTEREST RESERVE: Required

Speed, timing and access to funds are important elements in the success of a commercial project. Realizing this, CFI will use its experience and relationships in the attempt to help secure your funding. We serve our Clients through our mission to be a catalyst to help achieve timely funding results.

Private Funding and Private Credit FAQ

What are private credit lenders?
Private credit lenders are non-bank lenders, such as funds, insurance companies, family offices and private investors, that lend their own capital or capital raised from investors rather than deposits. They can often consider transactions that do not qualify for bank financing.

How is private funding different from a bank loan?
Traditional banks receive their funds from depositors and have a mandate not to take undue risks. Private Lenders obtain their funds from the sale of notes and bonds and through private investors, so they are able to take on more risk and provide financing for tougher transactions.

What size private funding requests does CFI work on?
Loan size is $1MM to $5 Billion, in the USA and USA-friendly countries.

What are typical private funding terms?
Loan terms up to 3 years; interest 8 - 20%; loan to value up to 75% and higher in some instances; points 4 - 10; closing can range from 10 - 45 days or more; an interest reserve is required. Final terms are set by the Lender in a formal Letter of Interest.

What project types can private lenders fund?
Alternative energy, apartment buildings, office buildings, commercial, condominiums, construction and developments, raw land, acquisition and development, medical buildings, multi-family, mixed-use, retail centers, hospitality and golf courses.

What do I need to send to get started?
Please email a 1 to 5 page Executive Overview or feel free to call us first at (503) 245-2789.

BROKER INQUIRIES ARE WELCOMED AND APPRECIATED. Please see our Referral Program.

IMPORTANT: If you are serious about securing funding, please email us a 1 to 5 page Executive Overview or feel free to call us first. You can also reach us through our Contact Us page.

Commercial Funding International, LLC
Mr. Jerry O'Neill, Managing Member
1703 S Oak Grove Ave., Springfield, MO 65804

"Real. Smart. Funding Solutions."

Office: (503) 245-2789
E-mail: ajoneill@commercialfundinginternational.com

Commercial Funding International and CFI are a Trademarks of Commercial Funding International, LLC.