Data Center Financing

For both USA and International Projects – AI, Hyperscale, Colocation and Powered Shell

For $1MM (USD) to $5 Billion (USD) Data Center Funding Requests

The network we have developed over the last 26 years is comprised of many Funders.

Data Center Financing: Demand for computing power, driven by artificial intelligence and cloud services, has made data centers one of the most capital-intensive asset classes in commercial real estate. Land, power, cooling, shell construction and equipment all have to be funded long before the first tenant moves in. Commercial Funding International, LLC ("CFI") helps developers, operators and owners secure data center construction financing, AI data center financing and expansion capital through our network of Funders.

At a Glance:

Funding Amounts: $1MM to $5 Billion (USD); preference for $10MM and larger; $10MM minimum for projects outside the USA.
Geographic Area: USA and USA-friendly countries worldwide.
Project Types: AI and hyperscale data centers, colocation, edge, powered shell, expansions and equipment.
Typical Terms: 7.5% to 10%+ interest; 20 to 30 year amortization.
Leverage: Up to 75% senior debt; up to 90% combined with equity from our network.
Final Terms: Determined by project, loan amount and findings during formal underwriting.

Data Center Projects We Can Consider:

Hyperscale and AI Data Centers: Ground-up campuses and high-density facilities built for GPU and AI workloads.
Colocation Facilities: Multi-tenant data centers leasing space, power and connectivity.
Powered Shell Buildings: Buildings with secured power and core infrastructure, delivered to a tenant who completes the fit-out.
Edge Data Centers: Smaller facilities located close to end users.
Expansions and Acquisitions: Adding capacity to an existing site or purchasing an operating data center.
Equipment: Power, cooling, generators and other critical infrastructure.

Types of Capital Available:

Construction Loans: Funding for land development, shell and fit-out.
Project Finance: Long-term debt sized to the cash flow from future operations and tenant leases.
Bridge Loans: Short-term capital to secure land or power, or to bridge to permanent financing. See Bridge Loans.
Mezzanine Financing: Subordinate capital to fill the gap between senior debt and sponsor equity.
Equipment and Asset-Based Financing: Loans secured by equipment and other hard assets. See Asset-Based Loans.
Joint Venture Equity: Equity partners from our network. See Joint Ventures.

What Our Funders Look For:

Power: Secured or committed utility power, with a realistic timeline for delivery.
Site and Entitlements: Site control, zoning, permits and fiber connectivity.
Tenant or Offtake: Signed leases, LOIs or offtake agreements with creditworthy tenants. Our Funders can also factor in the NOI forecast of a pre-revenue project.
Budget and Schedule: A detailed total project cost and construction timeline.
Sponsor Strength: Track record, management team and equity contribution.

Whether it be an early-stage or an advanced project, the project needs to make sense. Our goal is to structure a deal that makes sense for everyone. To learn more about our approach to larger requests, see Commercial Loans, Private Funding and International.

Data Center Financing FAQ

What size data center projects does CFI finance?
Our Funders consider data center financing requests from $1MM to $5 Billion (USD). We prefer projects of $10MM and larger, and the minimum for projects outside the USA is $10MM.

Do you finance AI and hyperscale data center construction?
Yes. Our network finances ground-up AI and hyperscale data center construction, as well as colocation, edge and powered shell facilities, expansions of existing sites and the purchase of equipment.

What are typical terms for a data center loan?
Terms are determined by the project, the loan amount and findings during formal underwriting. Typical ranges are 7.5% to 10%+ interest, 20 to 30 year amortization and up to 75% senior debt. Combined with equity from our network, total funding can reach up to 90% of the capital stack.

Can you finance a pre-revenue data center or one without a signed tenant?
Possibly. Our Funders can factor in the NOI forecast of a pre-revenue project. A signed lease, LOI or offtake from a creditworthy tenant, along with secured power, makes the project much stronger.

Do you finance data centers outside the USA?
Yes, in USA-friendly countries worldwide, with a $10MM minimum for international projects.

What do I need to send to get started?
Please email a 1 to 5 page Executive Overview covering the site, power, tenant or offtake status, total project cost, the amount requested and the sponsor team, or feel free to call us first at (503) 245-2789.

BROKER INQUIRIES ARE WELCOMED AND APPRECIATED. Please see our Referral Program.

IMPORTANT: If you are serious about securing funding, please email us a 1 to 5 page Executive Overview or feel free to call us first. You can also reach us through our Contact Us page.

Commercial Funding International, LLC
Mr. Jerry O'Neill, Managing Member
1703 S Oak Grove Ave., Springfield, MO 65804

"Real. Smart. Funding Solutions."

Office: (503) 245-2789
E-mail: ajoneill@commercialfundinginternational.com

Commercial Funding International and CFI are a Trademarks of Commercial Funding International, LLC.