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Commercial Funding International, LLC ("CFI") is a boutique commercial mortgage brokerage and consulting firm. Our focus is loans, purchases, partnerships, and credit enhancement and our mission is serving your funding needs by being the catalyst that achieves timely funding results for you.

We assist Clients with traditional commercial financing requests but our specialty is working on real estate and business transactions that require creative structuring, that is, “outside the box smart funding assistance”. This structuring can take the form of senior debt financing, mezzanine financing, participating debt, subordinated debt, credit and/or balance sheet enhancement, equity capital, joint ventures, and high leverage financing. 

The precise manner in which CFI will process your funding request is as follows: after the initial discussion, email, fax, and/or inquiry by the Client or broker working on behalf of the Client and receipt of an Executive Overview, CFI will do an initial processing analysis to determine the probability of securing funding for the Client and also to determine if CFI wants to work on the Client’s project funding request. If so, CFI will send an email response outlining to the Client or broker working on behalf of the Client, what specific documentation CFI will need in a complete package to present to the CFI Contact underwriting source or CFI Contact Lender/Investor. After receipt of the complete package, FINANCIAL SERVICES CONSULTING AGREEMENT, and processing fee, CFI will then review the complete file and continue processing. If the package is not complete, CFI may request further documentation so that the review and processing can be as thorough as possible with the information provided; CFI will then do the business analysis, select the appropriate CFI Contact underwriting source or CFI Contact Lender/Investor for that specific project, and then CFI will package up the file to be sent to that specific, selected CFI Contact underwriting source or CFI Contact Lender/Investor for the next phase of risk analysis, underwriting and due diligence.

The CFI Contact underwriting source or CFI Contact Lender/Investor will then conduct a careful review of the package. If the Client funding request meets the appropriate criteria, the project will also be pre-qualified by the CFI Contact underwriting source or CFI Contact Lender/Investor and a formal proposal will be sent to the Client in the form of a Letter of Interest (“LOI”). The LOI will outline the terms and funding parameters of the transaction available to the Client based on the information available at that time. Upon the Client’s receipt of the LOI, they may visit directly with our CFI Contact underwriting source or CFI Contact Lender/Investor to discuss the transaction and ask any appropriate questions, ask for clarifications, or modifications, if needed.

When the Client comes to a comfort level, and a “meeting of the minds” as to the language in the LOI, agreement with the terms of the LOI, and wishes to proceed, then the Client executes the LOI. The execution of the formal LOI shows “good faith” to CFI and to our CFI Contact underwriting source or CFI Contact Lender/Investor that the Client has read, understands, and is in full agreement with the terms of the LOI.

Depending on the protocols of the specific CFI Contact underwriting source or CFI Contact Lender/Investor chosen by CFI, they may proceed based on the executed LOI or they may issue a formal Application. If so, it will reflect the terms and conditions of the LOI. At execution of the formal LOI or Application, an Application fee or other type of fee may be required by a CFI Contact underwriting source or CFI Contact Lender/Investor from the Client, subject to the complexity of the transaction, travel required, and is determined on a case-by-case basis. Lastly, assuming that the Client provides in a timely manner all of the needed documentation, 3rd party reports as needed, and complies with all underwriting requirements, funding may occur within 30-45 working days after receipt of all the documentation items required by the CFI Contact underwriting source or CFI Contact Lender/Investor. (These procedures may vary based on the Client’s funding request and the specific CFI Contact underwriting source or CFI Contact Lender/Investor chosen by CFI that will receive the funding request.)

IMPORTANT: If you are serious about securing funding, please email or fax a 1 to 5 page Executive Overview to us. Thank you. We look forward to earning your business.

If you would prefer to discuss your project personally first, please feel free to call us at:

Commercial Funding International, LLC
Mr. Jerry O'Neill, Managing Director

“Service to help you capitalize your opportunities."

tel: (503) 245-2789
fax: (503) 213-7875

email: info@commercialfundinginternational.com

Commercial Funding International and CFI are a Trademarks of Commercial Funding International, LLC.