100% LTC Loans

Commercial Funding International, LLC ("CFI") has developed a strategic alliance with a Direct USA Lender making up to 100% Loan to Cost commercial real estate bridge loans for apartments, retail, office, industrial, self-storage and condominium conversions. This is not Joint Venture financing where the Applicant has to give up ownership... but it is a loan. The Direct Lender will process and "cherry pick" the funding requests looking to typically fund projects that show at least a 25% cash on cash return within 2 years.

100% Loan-to-cost Loan Investment Philosophy:

The Direct Lender has completed more than $4 Billion in mortgage financing, has over $2 Billion in assets of its own, thinks like a borrower and is open to making deals. As a result, its program has been designed to deliver a flexible loan product for value added commercial real estate opportunities which, because of their extraordinary upside, warrant high leverage financing. It offers extremely fast funding of highly leveraged mortgages from $3,000,000 to $20,000,000 and is open to negotiating flexible terms on properties located throughout the USA.

100% Loan to Cost Loan Funding Opportunities Considered:

• New construction Gap financing prior to stabilization
• Acquisitions with repositioning and or retenanting Lender note sales
• Owners buying their debt back on a short payoff Partner and lease buyouts
• Extreme speed needed to capture an opportunity
• The Direct Lender may be open to buying the property at the end (shopping centers and single tenant properties only
• The following projects are excluded: Hotel, International, Sr. Housing, Businesses, and Land Only

• Rapid Response: Verbal rate and loan amount quotes within 24 hours, written quotes for qualified packages within 48 hours.
• Immediate Follow-up: Loan Committee decision within 2 weeks of Application.
• Quick Closing: Close deals within 2 weeks of commitment acceptance
• Customized Terms: Finance loan fee and interest, subordinate, partial collateral releases, construction/renovation, open to prepayment
• Low Cost Closings: The Direct Lender will often accept updated environmental, engineering and appraisal reports.
• No Bureaucracy: Deal directly with the decision makers.

100% LTC KEY LOAN TERMS:

• Property Types Apartments, retail, industrial, office, and condominiums.
• Transaction Types Acquisition, construction, renovation, refinance.
• Territory Nationwide...USA ONLY.
• Loan Size $3,000,000 to $20,000,000.
• Security First and Second Mortgages
• Funding Time 30 days typically, can close faster under certain circumstances.
• Borrower Profile Prefer entrepreneurial hands on leasing and management, proven experience, local market presence, and creditworthiness.
• Leverage/Equity Fund up to 100% of cost while not exceeding 75% LTV upon stabilization for office, retail, and industrial properties; 80% LTV for apartments; and 70% to 80% Loan to Net Sellout on condominiums depending on level of pre-sales.
• Pay and Accrue Offer pay rates and accrual features when cash flow is insufficient to cover debt (accrual limited by Loan to Value).
· Fee 1% to 10% fee per 12-month period, which may be rolled into the loan and put on front and/or back end.
• Rate Floating 1% to 3% over Prime.
• Term 6 months to 36 months.
• Recourse Full Recourse and Non-Recourse options.
• Prepayment Open to prepayment after the 6th month.

*All transactions subject to Direct Lender Committee approval and Borrower execution of a final loan commitment, accepted by Direct Lender. Loan applications may require non-refundable application fees and deposits against Direct Lender out of pocket costs. Direct Lender must be satisfied with current state and local lending regulations, customs and practices.

IMPORTANT: If you are serious about securing funding, please go to the Contact US page and read the procedures first. Then, please email or fax us a 1 to 5 page Executive Overview. Thank you. We look forward to earning your business.

Also, Brokers/Consultants are welcomed, appreciated, and protected!

Commercial Funding International, LLC
Mr. Jerry O'Neill, Managing Director

“Service to help you capitalize your opportunities."

tel: (503) 245-2789
fax: (503) 213-7875

email: info@commercialfundinginternational.com

Commercial Funding International and CFI are a Trademarks of Commercial Funding International, LLC.